Certificates of Deposit

Certificates of Deposit (CD) are ideal for you if you have a longer-term savings goal.  GCU has a full line of CDs, with a variety of terms and competitive rates.  GCU offers CDs for terms from three (3) months to five (5) years.  Here are some of the features:

• Minimum balance to open is $1,000
• Interest on CD’s is compounded daily and credited monthly
• Additional deposits are not allowed during the term of the CD
• Penalty of six (6) months interest for early withdrawals on amount withdrawn
• CD’s will automatically renew at maturity, you have seven (7) calendar days to withdraw funds from the account without penalty or make additional deposits
• Rates are locked for the period of time chosen and at maturity will be rolled over for the same term at the current interest rate
• Quarterly statements by mail or electronically

For important account information

For our current fee schedule