Certificates of Deposit
Certificates of Deposit (CD) are ideal for you if you have a longer-term savings goal. GCU has a full line of CDs, with a variety of terms and competitive rates. GCU offers CDs for terms from three (3) months to five (5) years. Here are some of the features:
- Minimum balance to open is $1,000
- Interest on CD’s is compounded daily and credited monthly
- Additional deposits are not allowed during the term of the CD
- Penalty of six (6) months interest for early withdrawals on amount withdrawn
- CD’s will automatically renew at maturity, you have seven (7) calendar days to withdraw funds from the account without penalty or make additional deposits
- Rates are locked for the period of time chosen and at maturity will be rolled over for the same term at the current interest rate
- Quarterly statements by mail or electronically
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