Deposit Account	Minimum Balance to Earn APY	Annual Percentage Yield (APY)	Minimum to Open	Open Online
Share 1 Savings	$25.00	0.50%	$5.00	Yes
Deposit Savings	$1.00	0.50%	$5.00	Yes
Vacation Club	$1.00	0.50%	$5.00	Yes
Holiday Club	$1.00	0.50%	$5.00	Yes
Absolutely Free Checking	N/A	N/A	$5.00	Yes
Traditional Checking	N/A	N/A	$5.00	Yes
Interest Checking	$1,000.00	0.25%	$5.00	Yes

 

Certificates of Deposit	Interest Rate	Annual Percentage Yield (APY)	Minimum to Open	Open Online
3 Month	0.35%	0.35%	$1,000.00	Yes
6 Month	0.50%	0.50%	$1,000.00	Yes
12 Month	0.75%	0.75%	$1,000.00	Yes
15 Month	0.80%	0.80%	$1,000.00	Yes
24 Month	1.00%	1.00%	$1,000.00	Yes
36 Month	1.24%	1.25%	$1,000.00	Yes
48 Month	1.49%	1.50%	$1,000.00	Yes
60 Month	1.78%	1.80%	$1,000.00	Yes

 

Loan Type	Term	Annual Percentage Rate (APR)	Minimum Loan Amount	Apply Online
Auto Loans	36-72 Months	2.49% APR to 11.99% APR, depending on credit score	$1,000.00
Equity Line of Credit	60 Months	Prime, currently 3.25%	$10,000.00	Yes
Fixed Equity Loan	60 Months	3.99%*	$10,000.00	Yes
	120 Months	4.24%*	$10,000.00	Yes
	180 Months	4.49%*	$10,000.00	Yes
Unsecured Loan	Up to 36 Months	12.9% - 14.9%	Up to $10,000.00
Overdraft Loan	N/A	15.00%	Up to $10,000.00
CD Secured Loan	3 Months to 60 Months	3.00% Above CD Rate	100% of loan amount held against account
Share Secured Loan	12, 24, or 36 Months	5.00%	100% of loan amount held against account
VISA Classic		14.9%		Yes
VISA Gold		9.9%		Yes
Personal Loan		12.9% - 14.9% Depending on Credit Score
Residential Mortgages		Please contact us for current rates
Commercial Mortgages		Please contact us for current rates
HEAT Loan		HEAT loan information Click Here
*Rate includes a 0.25% discount for automatic payment from GCU checking account.