401-739-4600
866-739-9121
Greenwood Credit Union Rates   Effective Date 08/25/2015
Deposits
Deposit Account Minimum Balance to Earn APY Annual Percentage Yield (APY) Minimum to Open Open Online
Share 1 Savings $25.00 0.50% $5.00 Yes
Deposit Savings $1.00 0.50% $5.00 Yes
Vacation Club $1.00 0.50% $5.00 Yes
Holiday Club $1.00 0.50% $5.00 Yes
Absolutely Free Checking N/A N/A $5.00 Yes
Traditional Checking N/A N/A $5.00 Yes
Interest Checking $1,000.00 0.25% $5.00 Yes
Day to Day IRA Savings $100.00 0.50% $100.00 No

 

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Certificates of Deposit
Certificates of Deposit Interest Rate Annual Percentage Yield (APY) Minimum to Open Open Online
3 Month 0.50% 0.50% $1,000.00 Yes
6 Month 0.50% 0.50% $1,000.00 Yes
12 Month 0.60% 0.60% $1,000.00 Yes
15 Month 0.65% 0.65% $1,000.00 Yes
18 Month 0.75% 0.75% $1,000.00 Yes
24 Month 1.24% 1.25% $1,000.00 Yes
36 Month 1.29% 1.30% $1,000.00 Yes
48 Month 1.73% 1.75% $1,000.00 Yes
60 Month 2.08% 2.10% $1,000.00 Yes

 

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Loan Products
Loan Type Term Annual Percentage Rate (APR) Minimum Loan Amount Apply Online

Auto Loans

 

36-72 Months 2.49% APR to 12.24% APR, depending on credit score $1,000.00 Yes
Motorcycle Loans

36-72 Months

3.24% APR to 8.24%, depending on credit score $1,000.00 Yes
Equity Line of Credit 60 Months Prime, currently 3.25% $10,000.00 Yes
Fixed Equity Loan 60 Months 3.99%* $10,000.00 Yes
  120 Months 4.24%* $10,000.00 Yes
  180 Months 4.47%* $10,000.00 Yes
Personal Loan 12 Months 7.0% - 9.0% Up to $10,000.00 Yes
  Up to 24 Months 8.0% - 10.0% Up to $10,000.00 Yes
  Up to 36 Months 9.0% - 11.0% Up to $10,000.00 Yes
  Up to 48 Months 10.0% - 12.0% Up to $10,000.00 Yes
Overdraft Loan N/A 15.00% Up to $10,000.00  
CD Secured Loan 3 Months to 60 Months 3.00% Above CD Rate 100% of loan amount held against account  
Share Secured Loan Up to 60 Months 5.00% 100% of loan amount held against account  
VISA Classic   14.9%   Yes
VISA Gold   9.9%   Yes
Residential Mortgages   Please contact us for current rates at 401-562-2729   Yes
Commercial Mortgages   Please contact us for current rates at 401-562-2784    
HEAT Loan   HEAT loan information Click Here   Yes
*Rate includes a 0.25% discount for automatic payment from GCU checking account.

 

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