|
BENEFIT |
INTEREST CHECKING |
TRADITIONAL CHECKING |
BUSINESS CHECKING |
| Interest |
0.75% |
None |
None |
| Monthly service charge |
$7 |
$5 |
$5 |
| Per-check charge |
None |
None |
$0.25 |
| Minimum balance to open |
$5 |
$5 |
$5 |
| Minimum balance to avoid service charges |
$1,000 |
$400 |
Not available |
| Unlimited use of telephone banking |
Free |
Free |
Free |
| Unlimited check-writing |
Free |
Free |
$0.25 per check |
| No-annual-fee VISA-debit card |
Free |
Free |
Not available |
| No GCU service charges for any transaction completed with your VISA-debit card |
Free |
Free |
Not available |
| No charges for ATM transactions at GCU ATM machines |
Free |
Free |
Not available |
| Automatic payment of recurring bills |
Free |
Free |
Free |
| Automatic transfers to pay GCU loans and mortgages |
Free |
Free |
Free |
| Automatic payments of loans and mortgages at other institutions, if any |
Free |
Free |
Free |
| When activated, up to three (3) automatic transfers per month from your share 1 or share 2 (savings) account to cover overdrafts for a low fee of $2 per transfer |
$2 each |
$2 each |
$2 each |
| No application fees or closing costs on home-equity loan or line of credit |
Free |
Free |
Free |
| Combined statements |
Free |
Free |
Free |
| Up-to-the minute information |
Free |
Free |
Free |
| Overdraft line of credit if you qualify |
No-annual fee |
No-annual fee |
No-annual fee |
| Unlimited automatic advances from your overdraft line of credit to cover overdrafts |
$1 per advance |
$1 per advance |
$1 per advance |
| VISA-credit card if you qualify |
No-annual fee |
No-annual fee |
No-annual fee |
| No charge for each check deposited |
Free |
Free |
Free |
| No charge for each deposit slip |
Free |
Free |
Free |
| No charge for coin orders |
Free |
Free |
Free |
| No charge for coin deposits |
Free |
Free |
Free |
| No charge for mandatory, automatic tax and loan payments to the U.S. Treasury |
Not applicable |
Not applicable |
Free |
| No limit to night deposits after purchase of the bag for $25 |
Not applicable |
Not applicable |
Free |
| Interest on excess funds transferred to your share 1 or share 2 (savings) account |
Prevailing share rates |
Prevailing share rates |
Prevailing share rates |
