401-739-4600
866-739-9121
GCU History

Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond.  Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.

Over the years Greenwood Credit Union has shown steady positive growth and is now over $350 million in total assets and continuing to grow.  We have always strived to provide the highest interest rates to our depositors while maintaining extremely competitive rates on our loan products. This delicate balance has proved to be a key to the success of the credit union, not only financially but more importantly from a member satisfaction perspective.

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Membership Info

Greenwood Credit Union membership is open to everyone. To become a member of Greenwood Credit Union and take advantage of all our great products and services you must open and maintain a Share Account with a minimum of a $5.00 balance.

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Branch Locations and Hours of Operation
Greenwood Credit Union 2669 Post Road
Warwick, RI 02886 | map
Main Phone Number 401-739-4600
Toll Free Number 866-739-9121
Hours of Operation
Branch Lobby Hours
Monday – Wednesday 9:00 am – 4:00 pm
Thursday 9:00 am – 5:00 pm
Friday 9:00 am – 7:00 pm
Drive-Up Window Hours
Monday 8:00 am – 4:00 pm
Tuesday – Wednesday 9:00 am – 4:00 pm
Thursday 9:00 am – 5:00 pm
Friday 8:00 am – 7:00 pm
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ATM Locations

Greenwood Credit Union has two ATM’s available on the premises at 2669 Post Road, Warwick, RI but understanding our member’s needs we are also part of an ATM network which provides free ATM access to all our members at many locations.  To see a listing of free ATM’s which you can use, please click here.

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GCU News and Alerts

GCU and Inskip Lexus of Warwick Finance Event!

Saturday, September 20th from 9 AM to 5 PM- Sunday September 21st from 12 PM to 5 PM

  • All new Lexus: $2,500.00 off MSRP for GCU members!
  • All guests who purchase or lease a new Lexus will receive a complimentary 2 year/ 20,000 mile maintenance plan.
  • All guests who purchase a pre-owned vehicle will receive 1 year complimentary key replacement coverage with roadside assistance.
  • Over 100 new Lexus and pre-owned vehicles. All makes and models!
  • Receive Greenwood Credit Union’s special discounted rates! As low as 1.99%*
  • Both days of event feature raffles and door prizes.
  • RSVP to this event and receive a $5.00 Dunkin Donuts card upon Arrival.
  • Please RSVP: greenwood@lexusofwarwick.com

*Must meet minimum credit requirements.

Shred Day 2014

On Saturday, September 6th, Greenwood Credit Union will host Shred Day 2014. Businesses and individuals are asked to bring old credit card statements, IRS tax records, credit card offers, or anything that lists personal information to be commercially shredded – FREE! Click Here fo more info.

FRAUD ALERT

FRAUD ALERT: Many Rhode Island residents are receiving fraudulent phone calls attempting to convince them their debit card has been compromised. The calls are random in nature and you may receive one whether you have a debit card or not. The key to recognizing it is bogus is that the caller will ask for the card number. No one connected to Greenwood Credit Union will ever ask you for your card number. If you receive a call of this nature, do not give them any information and contact us as soon as possible. Please note that this scam is not targeting Greenwood Credit Union members specifically. Other financial institutions are experiencing the same issue. If you have received this call and have provided your debit card number to the fraudsters, please immediately call our call center at 401-739-4600 to report the issue so that your card can be blocked and a new card issued.

 

Greenwood Credit Union Receives
National Recognition;
Members Benefits Outstanding Service Award

Warwick, RI—Warwick, RI-based Greenwood Credit Union (GCU) is proud to announce that it has been honored by the Credit Union National Association, Inc. (CUNA) for being among the nation’s best in providing direct financial benefits to members. “These benefits arise from GCU’s low loan interest rates, higher-than average deposit yields, and also from the practice of imposing fewer or lower fees compared to banking institutions, “ says Cheryl Sorenson, Manager, Conference and Meetings, CUNA Councils. According to CUNA estimates, based on information recently supplied by the GCU staff, Greenwood Credit Union delivers a direct benefit of $252 per member household.

Joe Lajoie, Chief Financial Officer for GCU, was on hand at the 2013 CFO Council Conference in Phoenix, to receive the Member Benefits Outstanding Service Award on behalf of Greenwood Credit Union, in recognition of this achievement.

“I always thought GCU did more for its members than any other financial institution, and it’s nice to have an independent validation from CUNA. We rank first among credit unions under $400 million, and we are proud of that record as well as of the recognition,” comments Mr. LaJoie.

(L-R); Accepting the Award at the Credit Union National Association (CUNA) Conference Luncheon on behalf of GCU, is Chief Financial Officer, Joe Lajoie, with Jeanne Sheahan, Director of Research Services, Credit Union National Association

Established in 1948, the Greenwood Credit Union is a community-based credit union headquartered on Post Road in Warwick. It has 53,000 members and 70 employees, and offers a full range of retail banking services. Greenwood Credit Unions total assets as of December 31, 2013 were $387 million.

Holiday

 

2014

New Year's Day
1st day of January
  Wednesday, January 1st
Martin Luther King Jr. Day
3rd Monday in January
  Monday, January 20th
Presidents’ Day
3rd Monday in February
  Monday, February 17th
Memorial Day
Last Monday of May
  Monday, May 26th
Independence Day
4th of July
  Friday, July 4th
Victory Day
2nd Monday in August Monday
  Monday, August 11th
Labor Day
1st Monday in September
  Monday, September 1st
Columbus Day
2nd Monday in October
  Monday, October 13th
Veteran's Day
November 11th Tuesday
  Tuesday, November 11th
Thanksgiving Day
4th Thursday in November
  Thursday, November 27th
Christmas Day
December 25th
  Thursday, December 25th
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GCU Alerts

 

FRAUD ALERT: Many Rhode Island residents are receiving fraudulent phone calls attempting to convince them their debit card has been compromised. The calls are random in nature and you may receive one whether you have a debit card or not. The key to recognizing it is bogus is that the caller will ask for the card number. No one connected to Greenwood Credit Union will ever ask you for your card number. If you receive a call of this nature, do not give them any information and contact us as soon as possible. Please note that this scam is not targeting Greenwood Credit Union members specifically. Other financial institutions are experiencing the same issue. If you have received this call and have provided your debit card number to the fraudsters, please immediately call our call center at 401-739-4600 to report the issue so that your card can be blocked and a new card issued.

 

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GCU Newsletters

Message from the Chairman

Greenwood Credit Union is an exemplary financial institution; our
people, products and services are a continuing source of pride. Our
fine management produced outstanding results over the last years.
Our board diversity and professionalism, representing many industries,
offers invaluable leadership and perspective.

Click here to read more or download our Summer 2014 newsletter

Message from the Chairman. Finally spring has arrived! I don’t know about you, but to me, this winter seems to have gone on forever.

As you can see, we have revised the newsletter and plan to publish it twice a year going forward. Keeping with our commitment to technology, we plan to update you
through our Facebook page, website and email. I would encourage you to give us your email address if you have not already done so.

Click here to read more or download our Spring 2014 newsletter

Message from the Chairman. 2013 was another good year for GCU with excellent growth in total assets, deposits and loans, something that not all credit unions experienced. The Rhode Island economy while not robust has shown steady improvement and 2014 promises to be more of the same, hopefully with a stronger job market.

Click here to read more or download our Winter 2013 newsletter

Message from the President. Another important milestone in GCU’s investment in the future is complete. It had been many years since any major improvements had been made to the building, and though it took several months, all the hard work and planning has finally paid off. A celebration, including an official ribbon cutting took place in September and I’m happy to report that everyone seems very pleased with the results.This project represents a very tangible commitment to a strong future at GCU.

Click here to read more or download our Fall 2013 newsletter

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GCU Annual Report
GCU Newsletter Winter 2011

Click here to read more or download our 2013 Annual Report

 

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Employment Opportunities

 

No job postings at this time.

Greenwood Credit Union is an Equal Opportunity/Affirmative Action Employer and therefore provides equal employment and advancement opportunities to all employees and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
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Routing and Transit Number

GCU Routing and Transit Number:  211590671

 

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